Products > Deposits

REGULAR SAVINGS ACCOUNT
  •  Interest-bearing Savings Account, which allows deposit & withdrawals over the counter with the use of passbook.
  • Transactions can only be done via over the counter on its domicile branch.
  • Uses passbook to monitor transactions.
  • Deposits are insured by PDIC up to P500,000.00 per depositor.
    Details Terms
    Minimum Initial Deposit Php 500.00
    Maintaining Balance Php  200.00
    Withholding Tax Rate 20%
    Interest Rate 0.35%
    Interest Credited Monthly
    ADB Requirement Php 500.00
    Required ADB to Earn Interest Php 500.00
    Below Maintaining (ADB) Charge Php 50.00
    Security

    Requirements :

    • 2 Valid Government issued IDs
      • Driver’s License
      • Professional Regulation Commission (PRC) ID
      • Passport
      • Senior Citizen ID
      • SSS ID
      • COMELEC / Voter’s ID / COMELEC Registration Form
      • Philippine Identification (PhilID)
      • NBI Clearance
      • Integrated Bar of the Philippines (IBP) ID
      • TIN
      • Philippine Postal ID
      • Phil-health ID
      • Other valid government-issued IDs or
      • Documents with picture and signature
      • Company or School ID
    • 2 pcs 1×1 Picture

     

    Download Forms :

    Client Information Form

    Signature Card

    BASIC DEPOSIT ACCOUNT
    • Interest-bearing Savings Account, which allows deposit & withdrawals (with approval from BT/BC/BM) over the counter with the use of passbook.
    • Transactions can only be done via over the counter on its domicile branch.
    • Uses passbook to monitor transactions.
    • PDIC insured up to P500,000.00
      Details Terms
      Initial Deposit Php 50.00
      Maintaining Balance Php  50.00
      Withholding Tax Rate 20%
      Interest Rate 0.25%
      Interest Credited Quarterly
      ADB Requirement Php 50.00
      Required ADB to Earn Interest
      Below Maintaining (ADB) Charge Php 50.00
      Security

      Requirements :

      • 2 Valid Government issued IDs
        • Driver’s License
        • Professional Regulation Commission (PRC) ID
        • Passport
        • Senior Citizen ID
        • SSS ID
        • COMELEC / Voter’s ID / COMELEC Registration Form
        • Philippine Identification (PhilID)
        • NBI Clearance
        • Integrated Bar of the Philippines (IBP) ID
        • TIN
        • Philippine Postal ID
        • Phil-health ID
        • Other valid government-issued IDs or
        • Documents with picture and signature
        • Company or School ID
      • 2 pcs 1×1 Picture

      Download Forms :

      Client Information Form

      Signature Card

      REGULAR TIME DEPOSIT
      • Certificate of deposit (in Peso) with the Bank for a fixed period of time, in return for a fixed interest payable at the end of the term.
      • Transactions can be done via over the counter on its domicile branch.
      • PDIC insured up to P500,000.00
        Details Terms
        Minimum Initial Placement Php 10,000.00
        Placement Term 30days-4 Years
        Withholding Tax Rate 20%
        Documentary Stamps
        Pre-Termination Penalty

        Requirements :

        • 2 Valid Government issued IDs
          • Driver’s License
          • Professional Regulation Commission (PRC) ID
          • Passport
          • Senior Citizen ID
          • SSS ID
          • COMELEC / Voter’s ID / COMELEC Registration Form
          • Philippine Identification (PhilID)
          • NBI Clearance
          • Integrated Bar of the Philippines (IBP) ID
          • TIN
          • Philippine Postal ID
          • Phil-health ID
          • Other valid government-issued IDs or
          • Documents with picture and signature
          • Company or School ID
        • 2 pcs 1×1 Picture

        Download Forms :

        Client Information Form

        Signature Card

        5-YEAR TIME DEPOSIT
        • Interest bearing Certificate of Deposit (in Peso) maintained for a minimum of (5) five years. Interest earned is credited every 365 calendar days in first year.
        • Interest income earned by the depositor is waived from 20% final tax and documentary stamps, thus, increasing depositor’s yield and bank’s access to longer-term funding in support of its PDIC insured up to Php 500,000.00
          Details Terms
          Minimum Initial Deposit Php 500,001.00
          Placement Term 5 years
          Withholding Tax Rate
          Documentary Stamps

          Pre-Termination Policy

          Tenor Percentage
          less than 365 days (1 year below) 20%
          less than 730 days (1-2 years) 20%
          less than 1,095 days (2-3 years) 12%
          more than 1,095 days (3-5 years) 5%

          Requirements :

          • 2 Valid Government issued IDs
            • Driver’s License
            • Professional Regulation Commission (PRC) ID
            • Passport
            • Senior Citizen ID
            • SSS ID
            • COMELEC / Voter’s ID / COMELEC Registration Form
            • Philippine Identification (PhilID)
            • NBI Clearance
            • Integrated Bar of the Philippines (IBP) ID
            • TIN
            • Philippine Postal ID
            • Phil-health ID
            • Other valid government-issued IDs or
            • Documents with picture and signature
            • Company or School ID
          • 2 pcs 1×1 Picture

          Download Forms :

          Client Information Form

          Signature Card